The First-Year Baby Budget System

Plan your baby's first year with one connected Excel workbook.

The First-Year Baby Budget System shows what your baby's first year will cost, how much income you may lose during leave, and how much to save each month to be ready.

HOW YOU RECEIVE IT You download a short PDF with a button that opens your Excel workbook (.xlsx). The workbook works in Excel and Google Sheets. Instant access after purchase.

WHAT'S INSIDE (11 tabs) • Setup: enter your income, due date, leave policy, feeding plan and childcare plan once, using dropdown menus • Paid Leave by State: quick reference for state paid-family-leave programs • One-Time Costs: delivery, nursery, car seat and gear • Monthly Costs: diapers, feeding, insurance and childcare (feeding and childcare costs adjust to your plan) • Leave Income Gap: how many weeks are paid or unpaid for both parents • Emergency Fund: size a safety net and track your progress • Expense Tracker: log every purchase by date, category and payment method • Budget vs Actual: your budget against what you really spend, with your top 5 categories and charts • Cash Flow: monthly income vs spending, running balance and savings rate • Dashboard: your one-page summary with a live savings-progress bar • Start Here: quick-start guide and color key

WHY YOU'LL LIKE IT • Built with live formulas: change one number and everything updates • Yellow cells are inputs; black cells are automatic • Pre-filled with sample numbers so you can see how it works first • Easy to customize to your own budget

GOOD TO KNOW • Designed around U.S. costs and state paid-leave programs, in US dollars. You can edit every amount to fit your own country. • Sample numbers are examples only; replace them with your own. • This is a planning tool, not financial, legal, tax or medical advice. Confirm leave benefits and costs with your employer, insurer and state agency.